A top group personal accident policy is a type of insurance that provides protection for individuals in the event of an accident. This policy is designed to cover the costs of medical expenses, lost wages, and other damages that may occur as a result of an accident. A top group personal accident policy is usually offered by employers to their employees, and it can cover a wide range of expenses, from medical bills to lost wages, but it can also be purchased by individuals on their own.
- What Does it Cover?
A top group personal accident insurance policy can provide you and your family with financial protection in the event of your death or incapacity due to an accident. The policy can cover you for a variety of accidents, including those that occur at work, on the way to work, or during leisure activities. The policy can cover medical expenses, lost wages, and death benefits. It can also provide coverage for accidents that occur while traveling on business.
- How much are they?
As someone who is looking for a top group personal accident insurance policy, you may be wondering how much this type of policy costs. The answer to this question depends on a number of factors, including the insurer you choose, the coverage you need, and the deductible you are willing to pay. However, there are some general guidelines you can use to get an idea of how much a top group personal accident insurance policy might cost you.
However, the average cost of this type of insurance is between $5 and $15 per person per year. For a family of four, this type of insurance would cost between $20 and $60 per year. This is a relatively small price to pay for the peace of mind that comes with knowing you and your family are protected financially in the event of an accident.
