If you have recently suffered a personal injury at the workplace, the standard practice is for your employer to contact their insurer, informing them of the injury and providing adequate information for the insurer to process the claim. This should be done within 48 hours of the incident that led to the injury and you should receive a payment within 7 days of that date.
When a claim must be submitted
If the injured person is incapacitated for more than 12 weeks, a claim form must be submitted, while there is a time limit regarding registering the injury; it must be lodged within 6 months of the date of injury; any claims made after this are unlikely to be accepted. If, for any reason, you are dissatisfied with your benefits, you should contact a workers compensation attorney, a legal specialist who can take up the case and ensure a favourable outcome.
What benefits can you receive?
According to Australian law, the injured party should be paid 95% of their base salary up to week 13 of the incapacity. From week 14 to week 130, the claimant can receive 80% of their average pre-injury salary. After 130 weeks of incapacitation, further payments are dependent on the nature and severity of the impairment. Aside from weekly payments, you can also claim all hospital and medical costs; documentation needs to be submitted, or course.
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Permanent impairment
In the event you suffer a permanent impairment, the employer’s insurer would offer a lump sum payment and should you be unhappy with this, you can lodge a claim. The best solution is to approach an experienced compensation lawyer and let the legal expert give you their professional opinion.
Free legal assessment
If you would like to find out if you are actually receiving all of the benefits you are entitled to, simply contact an experienced workers compensation lawyer and they would take a look at your case and offer a professional opinion. It is important to read the small print with any insurance policy and some insurers are always looking for a way out, which can cause delays in paying benefits.
The Australian government have a system in place to ensure that all worker injuries are recorded and the employer’s insurer automatically makes payments to the employee.
